A solitary iroko tree at golden hour
Now accepting new investors

Structured returns, on your timeline.

Omayoza turns idle capital into fixed-term Quests with transparent flat rates, real custody, and clear withdrawal rules. Fiat or stablecoin — your choice.

Capital under Quest
$8.4M+
Active investors
1,200+
On-time payouts
100%

Quest tiers

Pick the term that suits your capital.

All Quests are flat-rate, fixed-term contracts. Early withdrawals are governed by transparent penalty bands.

Wood Quest
ONE-TIME TRIAL

Wood

2%flat
over 30 days

One-time trial. A short, low-commitment Quest available once per investor.

₦50,000 minimum
Sapling Quest

Sapling

10%flat
over 90 days

Plant a steady root. A 90-day quarterly Quest with a clean fixed return.

₦100,000 minimum
Branching Out Quest

Branching Out

22%flat
over 180 days

Stretch your reach. A six-month Quest with materially higher fixed yields.

₦500,000 minimum
Canopy Quest
GOLD CLASS

Canopy

50%flat
over 365 days

Annual flagship. Reserved for serious, patient capital under the full canopy.

₦1,000,000 minimum

Investor classes

Bronze. Silver. Gold.

Your class governs which Quests you can access and how many you can run at once. Move up by demonstrating committed, on-time capital.

Bronze class

Entry tier

Bronze

Every new investor begins here. Access Wood, Sapling, and Branching Out — up to 3 concurrent Quests.

Silver class

Earned tier

Silver

Unlocked after demonstrated commitment. Access higher caps and up to 5 concurrent Quests.

Gold class

Flagship tier

Gold

Reserved for serious, patient capital. Required for Canopy. Up to 7 concurrent Quests.

How it works

Three steps. No surprises.

Fund your Quest

Deposit via bank transfer or stablecoin (USDT BEP20/TRC, USDC Polygon). Admin confirms within hours.

Earn flat returns

Your Quest accrues at a fixed daily rate. Track principal, accrued return, and term remaining in real time.

Withdraw on maturity

At term end, withdraw to your locked, verified bank account. Early exits allowed under transparent penalties.

Built on trust

Real custody. Locked rails.

Every withdrawal lands in a verified bank account or wallet that you locked at onboarding. No surprise destinations, no hidden routing — your capital only ever returns to you.

  • KYC verified at signup
  • Locked withdrawal destinations
  • Transparent flat-rate accruals
  • Penalty bands published in advance

Capital deserves a structured home.

Open your Omayoza account in minutes. Verify once. Quest forever.